About Us

ABOUT US

United Bancorp Ltd (UBC) is a boutique financial institution focused on providing specialized and structured financial products for all your banking, investment and financial requirements.  

UBC has specialized banking products and financial services available to all types of clients from Private Clients, Small to Medium Enterprises and Corporate Clients. UBC is able to customize and structure our products and services to meet the specific needs of our clients.

UBC has a broad range of banking and financial services including personal, business and corporate banking and finance, as well as financial planning, trade and export finance, cash managements, project and corporate finance,  estate planning , asset management, wealth creation and financial and business advisory services, in addition to many other products and services.

Together with your United Bancorp Relationship Manager you will have access to unprecedented financial solutions tailored to meet your banking and investment requirements.  

Our dedicated and professional team can also assist in other areas such as asset protection, privacy and tax planning in addition to assisting with your personal and business matters internationally.

With representatives in New Zealand, Australia, Hong Kong, China, Malaysia and Dubai our multi lingual staff (English, Mandarin, Cantonese, Malaysian and Arabic) can accommodate all of your financial needs and international banking transactions.

Through our international network we have existing relationships with Top World Banks and Financial Institutions acting as correspondent and advising banks worldwide, which ensures that we are able to facilitate all your financial needs and requirements.

 

VISION

Our vision is designed to provide our its clients with sophisticated, comprehensive and unique banking and financial solutions and investment strategies and through listening to our clients needs and adapting instrumental financial products and services to achieve their desired goals.

UBC’s core value is to place our clients and investors first. As such UBC is committed to offering all our clients a personalized service, ensuring that they remain as a valued asset to our institution. We have adopted a personal approach for all our clients whether they be individuals, small to medium enterprises or large corporations, will offer personalized approach in all areas of banking, financial services, asset management together with financial and risk management.

Our target market is not main stream retail consumer banking, UBC is focused on providing structured financial solutions where there is a lack of existing banking and financial products, and services whilst at the same time, simplifying applications and offering innovative and easy to use online products and services.          

UBC is currently targeting areas where there is a lack of financial infrastructure and subsequently a lack of banking and financial products and services.

 United Bancorp Ltd is commited to donating 10% off all profits to charity. if you would like to nominate a charity or cause, please do not hesitate to contact us.

 

COMPLIANCE

United Bancorp Ltd is not a retail bank, we are a financial institution, licensed to provide banking and financial services and as such we can focus on our clients’ needs, which allows us to specialize in areas of our target markets rather than offering a full range of generic banking products.

Under our license we conduct all banking and financial services including but not limited to

Deposit taking & lending

Debit and credit card services

Issuing of financial guarantees and instruments

Cash management services

Current accounts

Cheque accounts

Savings accounts

Term deposits

Issuing of CDs

Wire transfer services

Payment processing services

Fund management

Marketing of investments

 

All our activities are regulated by several acts. Some of which are listed below:

Bills of Exchange Act 1908

Cheques Act 1960

Companies Act 1993

Consumer Guarantees Act 1993

Credit Contracts and Consumer Finance Act 2003

Electronic Transactions Act 2002

Fair Trading Act 1986

Financial Transactions Reporting Act 1996

Investment Advisers (Disclosure) Act 1996

Personal Property Securities Act 1999

Proceeds of Crime Act 1991

Property Law Act 1952

Reserve Bank of New Zealand Act 1989

Securities Act 1978

Unclaimed Money Act 1969.

 
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